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Retirement

This category contains 8 posts

Pensions: Advice? Guidance? Does it Matter?

I attended the excellent Pensions Play Pen monthly pensions discussion today, the group founded and generally galvanised by the equally excellent Henry Tapper, pensions person extraordinaire.  Today’s topic for heated debate was Advice/Guidance? Does it Matter? This is a topic close to my heart and I’ve been writing about the importance of advice gaps for … Continue reading

How the media love discourses of intergenerational conflict

I have found myself Dr Angry over the last two days.  I mean Dr Really Angry.  It started with the amount of airtime given to a new outfit, The Intergenerational Foundation, which describes itself as having been established to research ‘fairness’ between current and future generations in the UK.  They published a report that suggests … Continue reading

Pension Saving: What’s the Message?

Henry Tapper, in his recent blog post: ‘If you write as good as you talk – no one reads you’ suggests that there’s no use in any pensions/expert/guru/bore banging on whether in magazines or on blogs or conferences if nobody’s reading/listening.  He’s set himself a challenge to produce material that is ‘relevant, stimulating and fun and … Continue reading

Where does the proposed “£140 a week” for the new state pension come from?

A lot of people are wondering how the government has arrived at the figure of £140 a week for the proposed new state pension.  The justification I have heard (from a number of sources) for the apparently thumb-sucked figure is to ensure it is just above the Guarantee Credit ‘poverty line’, which is currently £137.35 … Continue reading

A new single tier state pension above the poverty line – is it fair?

Attending the HC Work and Pensions Committee yesterday to discuss the new proposed single tier pension as suggested in the Green Paper, “A State Pension for the 21st Century”, one idea was repeatedly raised by the MPs –  what to say to constituents who say that they contributed all their lives to National Insurance, only … Continue reading

AgeUK Petition on Extending State Pension Age

AgeUK present a petition to Parliament tomorrow on behalf of women who will unexpectedly have their working life extended by up to two years: FMWF captures their distress and sense of betrayal

Teach kids about pensions?

As pension schemes are being redesigned, and Defined Contribution schemes become the norm, experts are increasingly calling on government to improve pension/retirement education for school leavers. But is there any evidence, anywhere in the world, that “educating” school children makes any difference at all to retirement planning at any point in the lifecourse? I know … Continue reading

Should we vary state pension age automatically with increasing longevity?

One of the proposals under consideration with the new pensions Green Paper in the UK, A State Pension for the 21st Century, is that state pension age should vary under some sort of formula with increases in longevity.  This sounds so attractive – to take the politics out of longevity risk.  But it creates tremendous … Continue reading

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